My Letter To Money

My Letter To Money

My Letter To Money

Dear Money,

Our relationship has changed a lot throughout the years… I remember being so excited to receive you when I was just a little kid. I would eagerly collect every penny & nickel that I could find or ask my mom if I could do chores around the house in exchange for you. I watched my parents work extremely hard to earn you so that we could live the way we did. I always loved you money. I dreamt of you and I thought of you a lot (especially for my young age). I made a goal when I was young, that I would have a lot of you when I was older. I envisioned a big house and being able to buy all the toys & clothes that I wanted.

When the holidays came around, I would sit on the floor and count through all the coins that I collected that year. I would then beg my dad to take me to the local Shopper’s Drug Mart so that I could buy my little brother a Christmas gift. I would eagerly run through the store choosing my favourite gifts for him; this usually consisted of toy trucks, stuffed animals, and sugar. I placed my carefully selected choices on the conveyor belt and I emptied my wallet of all the coins that I had. I bought as many gifts as my little yearly salary of coins allowed me to. I then went home and happily wrapped my gifts. On Christmas morning, I proudly presented my brother with the gifts that I bought him. No one would understand that joy that I felt giving my brother those gifts. I was proud of myself for saving money and I loved you for existing. I never felt guilty or upset that I had just spent a years worth of savings. After Christmas, I started from zero and I worked hard to make you and to spend you all over again.

Fast forward to when I turned 15 and got my first part-time job as a cashier at a grocery store. I was ready to make more of you so I applied for jobs and surprisingly it wasn’t that hard for me to charm my way into getting a job pretty fast. I thought it was so cool that I was working at such a young age. At this time, most of my friends didn’t have a job yet so I felt like I was stepping into unknown territory, which excited & scared me. I finally understood the hard work that it took to make money. I worked 20-25 hours a week at a job that I slowly started to hate. I hated how long and hard it was to make barely any money at all. I remember being angry at how much taxes the government took off my cheques and I started having a love-hate relationship with you. I started thinking that maybe this is what life was… working hard at a job that you hate in order to make money. I never liked the concept of exchanging time for money, I wished there was an easier way to get you. I worked there for a year and I proudly saved most of my money that I had made. I then went from job to job, at about 6-month intervals. I liked some better than others, but overall I dreaded going to work every single shift. I saved a lot of you and by the age of 18, I had $15,000 saved in my bank account.

Rewind back to when I turned 16 years old and my parents asked me if I wanted to have a birthday party. They said that they would pay for me and my friends to go to Toronto in a limo. I asked them if I could receive the money instead of the party; they weren’t shocked because they knew how much I loved you so they said yes. At this age, I felt invincible about money. I felt like I could gather up as much as I wanted… and I wanted lots!!! At the age of 17, I decided to go on a trip to Italy with my high school friends as part of a study abroad program. My parents said that I would have to pay for half of my trip and so I did. My parents taught me that you need to work for what you want in life and I am thankful for this. I remember telling my friends that I was paying for half of my trip and hearing that their parents were paying for theirs. I felt a mix of feelings about this; I was kind of proud that I was going on this trip with my hard earned money, but I also felt a little bit upset wondering if maybe I shouldn’t have saved so much money. I thought that if I hadn’t worked all those years, maybe my parents would have paid for my whole trip.

When I was 18, I moved away for University with no intention of getting a part-time job during the school year.  I started going through my money fairly quickly and I decided that I would have to work a lot when I came home for the summer break. So that’s what I did for 4 years… I took the school year off and I only worked during the summers. I also started spending my money a lot faster. I loved going out for food, buying wine, and going to clubs. Ever since my trip to Italy at 17 years old, I thought about traveling a lot. I decided that I would go on my first solo trip to Italy when I was 20 years old. I went to Italy alone, for two months and again burnt through a lot of you. During my last two weeks of being in Italy, I remember nervously checking my bank account and wondering if I was going to run out of money. There were so many more places in Italy that I wanted to visit but I realized I had a lack of you. Although this trip was life-changing I think that this was the point that I started having a fear of losing you.

Fast forward to me currently, at the age of 24; I think about money differently now. I believe that the universe is abundant & that I can have lots of you if I work hard enough. I no longer believe that I have to work a 9-5 job that I hate in order to make more of you. However, being self-employed I realized that I have to work even harder to make you, but its something that I am willing to do because I rather do something that I am passionate at than live a life that I hate. I am willing to work for you and to work really hard.

I am so grateful for you; for giving me this amazing life, house, car, and food. I am grateful that I can exchange you for invaluable experiences like travel.  Now when I purchase something, I hand you over feeling proud. I am no longer in fear of losing you or having a lack of you. I know that you are always there for me when I am ready to receive you and I am ready to receive you!

So thank you money for all that you’ve done and will continue to do in my life.

I love you.



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